Geely cuts finance rate to 0.09% on EX5, EX2 and Starray EM-i until 31 October 2026
Geely Auto Australia has dropped its promotional comparison rate to 0.09 per cent across its three-model local line-up, with a separate 6 per cent discount for novated lease buyers – but the 36-month, no-balloon terms and tight delivery window come with strings attached.
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Geely's lowest advertised finance rate yet
Geely Auto Australia has cut its promotional finance rate to 0.09 per cent per annum comparison rate across its entire three-model local line-up – the EX5 electric mid-size SUV, the EX2 electric hatch and the Starray EM-i plug-in hybrid SUV. As reported by Zecar on 2 October 2026, the offer requires no minimum deposit and runs until 31 October 2026, with finance applications needing approval by that date and loans settled by 13 November 2026. OzBargain, which listed the deal on 1 October 2026, independently shows the same 0.09 per cent comparison rate, $0 deposit and 36-month term on Geely's website. 14
Zecar notes the rate is well below the 0.88 per cent comparison rate Geely offered during its end-of-financial-year campaign in June 2026, making this the lowest advertised finance rate from the brand in Australia. The brand's own offers page lists the deal on all three current models, each ending 31 October 2026. 12
The fine print: 36 months, no balloon, new stock only
The finance is provided by Geely Finance, which Zecar identifies as Allied Retail Finance Pty Ltd trading under the Geely name. That is consistent with the finance partnership Geely Auto Australia announced with Allied Credit in September 2025, when the then-new Geely Finance arm was rolled out across the brand's 43 Australian dealerships. Under the October offer, only a fixed 36-month term is available, balloon payments are not permitted, and the deal applies to new stock only. Government, fleet and rental buyers are excluded. 16
Zecar points out that Geely calculates the comparison rate on a $30,000 secured fixed-rate loan over five years, even though the offer itself is limited to 36 months, and that the comparison rate excludes government charges and a dealer origination fee of up to $1,495 including GST. An OzBargain user listing the deal similarly flags a loan establishment fee reported to be around $1,500. Because the term is three years with no balloon, monthly repayments will be higher than on a longer loan, and Zecar advises buyers to ask their dealer for the repayment figure and full fee list before signing. 14
6 per cent off for novated lease buyers
Alongside the finance campaign, Geely is offering a 6 per cent discount off the vehicle price for buyers who take an EX5, EX2 or Starray EM-i through an approved novated lease. Under the terms Zecar sets out, the vehicle must be delivered between 1 and 31 October 2026 – not merely ordered – and the lease must be arranged through a registered fleet management organisation approved by Geely Auto Australia. The discount applies to the vehicle price only, is shown in the contract of sale, and final pricing may change depending on dealer charges, optional extras and on-road costs. 1
The two offers cannot be used together: Zecar reports Geely's terms state the novated lease discount cannot be combined with any other offer unless Geely Auto Australia approves it. Zecar has calculated indicative savings by applying 6 per cent to each variant's list price from Geely's online configurator, noting Geely does not publish discounted prices and the final amount depends on how the dealer and FMO structure the contract. On those figures, an EX2 Complete at $26,490 before on-road costs would come to about $24,901, an EX5 Complete at $41,990 to about $39,471, and a Starray EM-i Inspire AWD at $44,990 to about $42,291. Zecar adds that GST and tax treatment of the lease will also affect the real saving. 1
What the models cost and offer
The EX5 is Geely's mid-size electric SUV in two grades: the Complete at $41,990 before on-road costs with a claimed 475km WLTP range, and the Inspire at $45,990 with a claimed 450km range, per Zecar. The Starray EM-i plug-in hybrid SUV comes in three grades – Complete at $37,490, Inspire Extended Range at $41,490 and Inspire AWD at $44,990 before on-road costs – with claimed WLTP electric ranges of 83km, 136km and 130km respectively. Geely says the Inspire AWD's 80kW rear motor makes it the only all-wheel-drive Geely on sale in Australia, and that the Starray EM-i is the country's best-selling plug-in hybrid SUV for 2026 so far based on VFACTS data for January to August. 1
The EX2, Geely's smallest and cheapest model, is priced from $26,490 before on-road costs for the Complete with a 35.35kWh battery and claimed 252km WLTP range, and $30,990 for the Inspire with a 47.14kWh battery and claimed 345km range, Zecar reported when pricing was announced in July 2026. GoAuto's launch coverage likewise confirmed the sub-$27,000 entry price and the two-variant range. Zecar notes the EX2 received a five-star ANCAP rating in September 2026 and that Geely says it was named Wheels Best Compact Car for 2026. 153
How the offer compares with earlier 2026 campaigns
Geely has run a series of finance offers through 2026. As Zecar outlines, the end-of-financial-year campaign offered 0.88 per cent finance and 6 per cent off on the EX5 and Starray EM-i until 30 June 2026, while the EX2 launch offer from 12 July to 31 August 2026 carried a 0.68 per cent comparison rate over 36 months plus a free 7kW home charger and a premium paint upgrade worth up to $600. Zecar notes the current deal does not include a home charger or free paint. Zecar's own offers tracker lists the 0.68 per cent EX5 finance offer expiring 30 August 2026 and the EOFY 0.88 per cent campaign expiring 30 June 2026, confirming the rate trajectory. 12
Zecar also notes two newer plug-in hybrids, the Monjaro EM-i SUV and Emgrand L EM-i sedan, are open for pre-order in Australia but are not part of either October offer. Full terms and conditions, including the comparison rate warning, are on Geely Australia's offers page, and Zecar cautions that Geely can vary, extend or withdraw the novated lease offer at any time, subject to stock at participating dealers. 1
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